Hoot's cheap car insurance - Young drivers
Traditionally speaking, cheap
young driver car insurance is a bit of a nightmare. There's
two reasons why:
1. Young
drivers don't have a lifetime of experience behind the
wheel - how could we? But this leads to more accidents, makes
us a greater risk to an insurer, and that leads to higher
car insurance premiums.
2. Young drivers don't often have high-yield savings accounts,
stocks in Google or eBay.co.uk, buried treasure, or a swimming
pool full of money. In fact, most of us are dirt poor, or
at least poor enough that the thought of renewing the old
car insurance fills us with a healthy kind of dread.
All this means that there's really no way the average young
driver can afford the average cheap
car insurance for younger drivers car insurance policy.
You see the problem? We at Hoot Car Insurance have the solution.
We've cut out every unnecessary service and cost from our
policies, so unlike the average cheap
car insurance for young drivers, ours is cheap enough
that every young driver can afford it. Shelling out for car
insurance is never going to be fun, but we think a Hoot policy
makes it a manageable expense - and that's quite an achievement
considering how ridiculously expensive car
insurance for young drivers usually is.
So how did we do it?
You may well ask.
One of the biggest unnecessary expenses of other car insurance
providers is advertising. TV spots, radio jingles, half-page
spreads - all this stuff costs big money, and traditionally
that money is tacked onto the top of your car insurance quote
(it's not recorded there, of course, but it's definitely there).
At Hoot, we decided to go out on a limb and trust all our
promotion to you, the customer. All the traffic to our website
comes either from people who find us using a search engine,
or people whose friends tell them about our remarkably cheap
car insurance for new drivers. A personal recommendation
is worth a thousand annoying jingles, and doesn't cost you
a penny. We're much more comfortable doing business this way,
and, judging from the feedback we've had from existing customers,
so are you.
Another major saving Hoot makes over the other companies'
car
insurance for the young, is to do with being based wholly
online. The internet being what is these days, most car insurance
companies have some online presence - but it's usually just
to back up the guys in the showroom, or take some of the pressure
off the busy call centre.
At Hoot, we don't have a flashy shop front on the high street
or a massive call centre to pay for. Everything is online,
and that saves us, and you, even more money on your car insurance
premiums.
There's one more way Hoot saves you money, and it's because
we only deal with young driver car insurance - not insurance
for old folks, or specifically for women, or for some rich
businessman with 20 years' no claims discount and a Jaguar
the size of a minibus.
The firms who supply Hoot offer us a substantial discount
on motor insurance because we only sell this one type - your
type - of policy, and, as with the advertising and shop-space,
we pass the saving straight back to you through a cheaper
young driver car insurance quote.
What about the stuff we left in?
Hoot's cheap car insurance policies for young drivers and
students, are, as we've established, ridiculously cheap. But
even the cheapest policy is a rip-off if, when it comes to
the crunch, the standard of cover lets you down. At Hoot,
we do everything we can to keep your premium really cheap,
but we'll never compromise on cover.
That's why we provide essential legal expenses insurance
free with every policy. It provides up to £50,000 towards
your legal costs should you need to go to court following
an accident. Unbelievably, many other car
insurance providers for young people consider this an
'extra', and will charge you about £50 for the privilege!
Something else that any good car insurance policy should
provide is free replacement vehicle hire. In the event that
your car gets damaged or written off, Hoot will happily provide
a replacement to get you back on the road - and we'll let
you keep it for as long as it takes to get yours repaired
or replaced.*
Hoot's student and young driver car insurance:
problem solved
Most car insurance companies try to exploit young drivers
by offering them dodgy cover at exorbitant premiums, but Hoot
is different.
To find out how different, just click the button below for
a quote.
Also in this section
Cheap car insurance young
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